What Exactly Does My Financial Planning Experience Include?
Choose The Life Stage Below That Best Describes You
Young Professionals
Make It Grow
The planning experience in this stage is designed for people who are still working and are being forced to balance multiple financial goals such as retiring as soon as possible, buying a house, paying off student debt, and saving for college, all while growing your assets, family, and your career. I will help you create a plan that grows the wealth you will need to retire early, without having to sacrifice your happiness in the present. We focus on:
- Calculating exactly how much to save in which types of accounts
- Asset allocation and portolio recommendations
- Tackling student loans and other debt
- Employer benefits optimization
- Planning for large financial goals such as home purchases, college expenses, weddings, etc
- Managing your cash flow
- Unbiased rollover advice
- Unbiased 401(k) and 403(b) plan reviews
- Organizing your finances in detail
- Making sure you have proper insurance coverage
- Managing life transitions
Close To Retirement
Make It Flow
This planning experience is designed for those who are in the last stage of their career and are ready to consider what life looks like after work. Retiring in your 40's, 50's, or early 60's is more challenging than retiring when you are already old enough to benefit from Social Security Income, Medicare, and pensions. We'll focus on creating lifetime income and minimizing taxes through:
- Tax efficient Roth conversion strategies
- Tax efficient withdrawal strategies
- Healthcare expense planning
- Detailed future cash flow analysis
- Social Security optimization
- Pension option analysis
- Unbiased rollover analysis
- Asset allocation and portfolio recommendations
- Worst case scenario stess testing including projecting the impact of higher taxes, higher inflation, lower returns, decreased SS benefits, stock market crashes early in retirement, longer longevity, and higher healthcare expenses
Why Trust Kevin Burkle, CFP®?
All I do is create comprehensive plans for people targeting early retirement. I've done this so many times over the past few years that I believe I have perfected a process that will leave you with the peace of mind you are seeking. I have been a CFP® for about 12 years, I've been in the financial advice industry for 15 years, and I started investing when I was 16. I have a lot of experience and expertise for someone my age. Because of my flat-fee, advice-only financial planning model, you won't ever have to wonder if the advice I'm giving you is truly in your best interest. Without that mental roadblock, we are empowered to really take action and improve your financial wellbeing.I Am Required To Act As A Fiduciary 100% of the Time
As a CFP® who operates an independent Registered Investment Advisor Firm, I am required to act as a fiduciary 100% of the time. This is different from CFP®s or anyone who calls themselves a financial advisor but works at an insurance firm, brokerage firm, or hybrid firm.
Reduced Conflicts Of Interest When Compared To "Typical" Advisor Model
Unlike the vast majority of firms, I charge a fixed, flat dollar fee that is agreed upon up front. This means my compensation doesn't change based on the advice I give you. The same can not be said for advisors who charge portflio management fees or sell insurance products.
Reviews of HCP Wealth Planning
*These testimonials were provided as Google Reviews by actual clients of HCP Wealth Planning. The clients were not compensated, nor are there material conflicts of interest that would affect the given testimonials. To read all our Google Reviews, please click here.