Unbiased Feedback From Actual Clients:
*These testimonials were provided as Google Reviews by actual clients of HCP Wealth Planning. The clients were not compensated, nor are there material conflicts of interest that would affect the given testimonials. To read all our Google Reviews, please click here.
I worked with Kevin on a flat-fee basis to put together a comprehensive financial plan. He was a pleasure to work with and he taught me way more than I was expecting. It's clear he cares about his clients and is very knowledgeable. He ensured that all of my questions were answered and that I understood all of his advice clearly before ending any of our meetings. He also put in extra effort to model many "what-if" scenarios so that I could see how that impacted my financial goals. I highly recommend Kevin to anyone looking for a financial advisor. Unlike some other advisors that I considered, he does not pressure you to purchase any additional services or have him manage your money.
-Jay S - Client
Kevin is not just one of the best financial advisors I've ever worked with, he's one of the best professionals I've ever worked with. He's extremely knowledgeable, kind, flexible and honestly a joy to work with. He went above and beyond in terms of collecting data to help us make the right decisions as we prepare to buy our next house and I find myself looking for opportunities to recommend him to my friends. If you're looking for a financial advisor, definitely get in touch with Kevin.
I worked with HCP Wealth Planning as a "by the gig" customer, meaning we paid a one time flat fee for a comprehensive analysis of all our financial goals, and the design of a financial plan to achieve them. Kevin is very responsive by email, and is available to meet on weekends and after work hours. In addition, Kevin's approach to financial planning revolved around encouraging us to identify all our financial goals, no matter how crazy they seemed, and helped us realize those goals were not as crazy after all if you can stick to a simple saving plan and keep your cash flows under control. Kevin uses an intuitive electronic platform which allows you to easily visualize your financial plan, and see how your "chance of success" improve or decrease based on changes to salary, expenses, market performance, etc. I wholeheartedly recommend working with Kevin, even if you're already financially savvy; having an expert set of eyes look at your current finances will reveal a lot of possibilities you may have not considered.
Kevin with HCP Wealth Planning was an absolute pleasure to work with. We came in with a fairly complex situation with a lot of moving pieces to put together a financial plan for retirement. Kevin did a terrific job of organizing all of our information and building out all of the different scenarios we wanted to model. The software he uses is top-notch, and we came away with a solid retirement plan with all of our variables rolled in.
Worked with Kevin for a “by the gig” review of our finances. We had several goals and points of clarity which were all answered. The electronic platform is easy to use. Kevin was responsive and had flexible hours to meet our schedule.
I appreciate that Kevin took the time to really understand my financial goals before jumping into planning. I also like that he focused on much more than just my investments, but also made sure we had a good understanding of my cash flow. That way he could help me figure out exactly how much I should be putting towards various goals and expenses. Getting all of my accounts linked up in one place and being able to track everything was very helpful. It saved timed downloading all my financial documents and sending them to him. If you are looking for a financial advisor who clearly cares about his clients and doesn't try to sell you something; I recommend working with HCP Wealth Planning.
I would absolutely recommend HCP Wealth Planning. Kevin is wonderful to work with. He takes the time to understand your financial goals and then uses his expertise to help guide you in the right direction to make those goals a reality. Kevin makes it easy to understand and walks you through step-by-step. In addition to Kevin’s wealth of knowledge, you gain access to his exceptional planning software. All around an amazing experience working with HCP Wealth Planning, and I would highly recommend.
HCP Wealth Planning is great! I thought I had a decent understanding of my finances, and Kevin blew me away with his knowledge and specific insights for my family's needs. My wife recently stopped working to stay home with our young son, and we engaged HCP to help us review our
We Partner With People Under 60 To Guide Them Through Two Distinct Phases Of Financial Life Planning. Which One Are You In?
Phase 1: Make It Grow
The planning experience in this stage is designed for people who are still working and are being forced to balance multiple financial goals such as retiring as soon as possible, buying a house, paying off student debt, and saving for college, all while growing your assets, family, and your career. We will help you create a plan that grows the wealth you will need to retire early, without having to sacrifice your happiness in the present. We focus on:
- calculating exactly how much to save in which types of accounts
- growing your assets through disciplined investing
- tackling student loans and other debt
- planning for large financial goals such as home purchases, college expenses, weddings, etc
- managing your cash flow
- unbiased 401(k) and 403(b) plan reviews
- organizing your financial life
- making sure you have proper insurance coverage
- managing life transitions such as going back to school, starting a business, or taking a temporary work sabbatical
Phase 2: Make It Flow
This planning experience is designed for those who are in the last stage of their career and are ready to consider what life looks like after work. Retiring in your 40's, 50's, or early 60's is more challenging than retiring when you are already old enough to benefit from Social Security Income, Medicare, and pensions. You need a plan that enables you to create your own paycheck from your assets, before those other benefits kick in later in life. You also need a tax efficient income plan for when you start receiving those benefits. We focus on creating lifetime income and minimizing taxes through:
- future cash flow analysis
- tax minimization
- social security optimization
- healthcare expense planning
- pension option analysis
- unbiased rollover analysis
- strategic withdrawal sequencing
- tax efficient Roth conversion strategies
- strategic asset location
- asset allocation and rebalancing
- portfolio stress-testing
Why Trust Us?
Fiduciaries 100% of the Time
As CFP®s working for an independent Registered Investment Advisor Firm, we are required to act as fiduciaries 100% of the time. This is different from CFP®s who work at brokerage firms or hybrid firms.
Transparent, Flat Fees. No Commissions. Ever
Unlike the vast majority of firms, we charge a fixed, flat dollar fee because we believe the amount you pay your advisor should be based on the services you actually receive, not how much you invest or how much wealth you already have.
Collaborative and Comprehensive
Our planning process is effective in getting real results because it focuses on your entire financial life and puts you in the driver’s seat. We recognize that while we may have professional expertise, you are the expert on your own lives. We unite the two so that we can make good decisions together.
Meet With Us Anytime
We understand that younger clients want advice anytime, anywhere, and they don't want to have to drive to a stuffy office to get it. Our meetings are conducted online or on the phone. This allows us to meet with you around your busy schedules including weekends.