We Partner With Two Unique Types Of Clients.
So We Provide Two Unique Client Experiences.
Are You Over 50?
Early Career Professional?
We Believe You Deserve Better Than The "Typical" Client Experience
When we set out to design our client experience we began by doing extensive research into how other financial advice firms operate. We quickly realized that the traditional financial advisor models are too sales-based and complex, riddled with conflicts of interest, and ineffective in helping people achieve their goals. So we decided to create a better way.
How is HCP Wealth Planning Different?
As CFP®s we are true fiduciaries which means we must ALWAYS put your best interests first. Because we don't work for Wall Street. We work for YOU.
Transparent, Flat Fees
We charge a fixed, flat dollar fee that includes financial planning and investment management because we believe the amount you pay your advisor should be based on the services you actually receive, not how much you invest or what you can afford to pay. The traditional model of charging fees based on investments (assets under management, AUM) only benefits the advisor and reduces their ability to give advice without conflicts of interest.
Collaborative and Comprehensive
Our planning process is effective in getting real results because it focuses on your entire financial life and puts you in the driver’s seat. We recognize that while we may have professional expertise, you are the expert on your own lives. We unite the two so that we can make good decisions together.
We leverage technology to maximize your experience. Our meetings are conducted online or on the phone. This allows us to meet with you around your busy schedules. All clients get access to our state of the art client portal and app so you can keep track of your financial life from anywhere.